Broker Check


Navesink Wealth Management Difference

Q.)   What is Navesink Wealth Management’s Investment Philosophy and Investment Rationale?


A.)    Asset Allocation is a proven strategy designed to create a portfolio that seeks to maximize returns based on a given level of risk.  Our primary concern as we create a tailored portfolio is to manage volatility through a diversified portfolio of low correlated asset classes.  Using a diversified portfolio of different asset classes can offer resilience to market volatility, as the volatility of one particular asset class will have less effect on the overall performance of the portfolio.  The portfolio will balance risk and reward, and factor in the current market and economic conditions.


Q.)  How is my money managed?


A.)    As an investor your primary goal is to try to achieve the greatest return possible with the least amount of risk.  We try to achieve this through both Strategic Asset Allocation and Tactical Asset Allocation.   Strategic Asset Allocation creates an optimal blend of asset classes while placing little emphasis on short-term market fluctuations.   Tactical Asset Allocation- attempts to capitalize on market inefficiencies to seek superior investment returns.  Changes are made automatically to the portfolio based upon underlying market and economic conditions.   It is important to rotate between asset classes, sectors, and geographical regions.   A blend of active and passive management using professionally managed mutual funds, and ETFs or customized solutions of individual stocks and bonds.   It’s important to use a composite of money managers so we can have exposure to the best convictions of the world’s leading money managers.


Q.)  What is your fee to manage my assets?


A.)     There is an annual fee that covers research, trading, and the overall management of the portfolio.  As a value-added service, we will also provide a detailed financial plan with an annual review.  You are never charged a commission or sales load on the managed account.  We feel the annual fee removes any conflict of interest, so you know changes to your account are only done to lower risk and improve performance.  The annual fee is billed according to our fee schedule.  The fee is billed quarterly directly to your account.